D&B Rating enables quick assessment of a company's financial strength and creditworthiness. The Rating is comprised of and presented in two components:

  • Financial Strength reflects a company's tangible net worth from the most recent audited financial statements or capital 
  • Composite Credit Appraisal reflects a company's health, stability and overall condition, and is derived from the D&B Failure Score

Financial Strength 

The following table shows the relationship between the Financial Strength indicator and an organization's tangible net worth or capital:

Composite Credit Appraisal 

The D&B Failure Score is taken into account as a major component when assigning a Composite Credit Appraisal. The following table shows the relationship between Composite Credit Appraisal and level of risk:

Learn more about D&B Risk Management Solutions >