Interpretation
Risk Predictor of 0.1 – 10.0
This is the most commonly used scale to measure financial stress. “0.1” represents businesses with the highest probability of
financial stress (likely to fail), while “10.0” represents businesses with the lowest probability of financial stress
(unlikely to fail).
Financial Stress Score of 1,001 – 1,890
Customers can use this finely-graded scale to delve into the granularity of a case as part of the automated decision-making
process. A lower score indicates higher probability of financial stress (likely to fail), while a higher score indicates lower
probability of financial stress (unlikely to fail).
Percentile of 1 – 100
This shows how a company ranks among Hong Kong businesses in the grand scheme of the D&B database, and helps customers to
grade their portfolios from highest to lowest risk of business failure. At the bottom end of the scale, “1” represents
businesses with the highest probability of financial stress, while “100” represents businesses with the lowest probability of
financial stress.
Class of 1 – 5
This is the simplest scale customers can use to quickly segment new and existing accounts. “1” represents businesses with the
lowest probability of financial stress, while “5” represents businesses with the highest probability of financial
stress.